Why hasn’t money evolved like so many other technologies? Steyn Viljoen sees money like any other modern means to modern ends – if we have a society that is moving fast, our money should be able to keep up.

His Pennydrop moment came when he applied his design mind to solve the problem of how money (should) flow. As we create value, so should we receive reward for it. And, so too, as we consume media, or drive our cars, or order food at a restaurant, we should be able to pay for those things from buyer to seller without interference of third parties.